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Injury Insurance at SkyPark

How It Works

Spot provides injury insurance to cover you while you're at SkyPark, if you choose to purchase Spot with your pass. Spot has no deductible and works with or without health insurance.  For injuries big and small, Spot’s got your back.

Get Spot

You can purchase Spot for the day, month, or season. If you get injured while at SkyPark, your Spot policy can reimburse you for your medical bills.

Get Hurt

If you get hurt, seek treatment with any licensed physician convenient to you. Your Spot policy reimburses you for doctor-recommended medical costs up to $20,000—each time you are injured.

Get Paid

Submit your claim through the Spot website. You'll be assigned a claims representative that will be dedicated to your case and work to get you reimbursed as quickly as possible.

Meet Spot's Ambassadors

Group 4

JUSTIN WILLIAMS

Group 9

GREG LUTZKA

Group 5

SAVANNAH CUMMINS

Spot's FAQs

What medical costs are covered under Spot?

Your Spot policy covers costs from your doctor-recommended treatment plan up to $20,000 for any covered accident as long as its carried out by a licensed physician. Your treatment plan could include diagnostic scans, hospital stays, ER visits, surgeries, and emergency transportation. Basically, anything your licensed physician recommends that you need to recover from your accident. Unfortunately, your spiritual healer’s plan is on you.

Is Spot health insurance?

No, Spot is not health insurance. Spot's plan provides coverage for reimbursement of medical bills incurred for injuries stemming from accidents. As much as we’d like to help you with your stomach flu (drink plenty of fluids!), that's just not our thing. General illness, pre-existing conditions, overuse injuries (wear and tear) and chronic sickness are not included in your policy coverage. When you go to the doctor for treatment, use your health insurance (if you have it) and settle your bill. Then, file a claim with Spot by providing us with pertinent information (like documentation from the doctor) and we’ll get to work on reimbursing you.

Are there exclusions?

A few! General illness, pre-existing conditions, overuse injuries (wear and tear) and chronic sickness are not included in your policy coverage. Sorry but you also can't be drunk or hurt yourself on purpose! Spot only covers accidental injuries that happen while your policy is active and while you're at SkyPark.